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How to Calm Down an Irate Attorney
Our insured is deaf and so needed a sign language interpreter for her deposition. Plaintiff’s attorney is a hot head and was yelling at her and using foul language. Our insured’s attorney objected to the questioning as argumentative. Our insured then said through the sign language interpreter, “I may be deaf sir, but I can observe that you must be shouting. You are wasting your energy since I can’t hear you.” The Plaintiff’s attorney continued to raise his voice and his face was very red. Our insured then said through the sign language interpreter, “I still can’t hear your raised voice, but I appreciate that your face has turned bright red so that I know that you are angry.” At that point, the Plaintiff’s attorney clutched his chest and said that he needed to stop the deposition because he was having a medical emergency. The Plaintiff’s attorney did not have a heart attack, but we have heard that he was much calmer during subsequent depositions on that case.
Submitted By: Insanity on January 27, 2012
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We have a claim from a woman who claimed a fall down an escalator at a major stadium. Several issues did not make sense in her deposition and from the video at the stadium. The video does show her falling, or appearing to fall, but she seems unusually hidden by other people on the escalator and therefore it is difficult to make a clear determination on the actions surrounding the fall. After doing a lot of digging through some medical records it appeared that the woman was actually a man who was in the beginning stages of gender reassignment. This should have no impact on this claim. After some diligent questioning by our attorney she broke down, saying she had staged the fall in hopes of generating a big settlement to pay some of her sex change expenses!
Submitted By: Neil on January 27, 2012
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WE RECEIVED A CLAIM FOR 145 VEHICLES THAT WERE ALL FROM ONE INSURED AND DAMAGAGED IN ONE DAY
We have had excessive rain over the past few days. Our insured called to report that 145 state motor vehicles were damaged in a flood that occurred in one parking lot. Our adjuster arrived ASAP to discover 145 cars sitting in over two feet of water and each vehicle was tested one by one and would not start.
All 145 vehicles had to be towed to another parking lot. The parking lot looked busier than a California freeway during rush hour!
Now all vehicles will have to be assessed for individual damage. Maybe the insured should have split up the risk.
Submitted By: laird on January 26, 2012
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Earlier this month, it was reported that Pepsi Co. is facing a lawsuit from a man who claims to have found a mouse in his Mountain Dew can. The defense offered was that the soda would have dissolved a dead mouse before the man could have found it. This is disgusting! However, the defense might be effective if you ever have such a claim.
Submitted By: Crazy on January 25, 2012
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It is our policy to write and call twice a year any injured worker that is receiving ongoing work comp payments (such as life pension benefits) to verify their address, etc. We call them our “Are You Alive” letters and calls. We do this in an effort to limit any possible fraud. When we called on a particular injured worker we were told that he was unable to take our call because he was at a funeral and that someone would call back later in the week. Our adjuster had a funny feeling and got on the internet to do some research about the guy… it turned out that it was his wife’s funeral that he was supposedly at. Interestingly enough, the obituary indicated that the injured worker had died 5 months earlier! It turns out that the recently departed wife had continued to cash checks after he had died. The only way that he was at a funeral was in “spirit.”
Submitted By: Neil on January 25, 2012
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Our claimant is a prison guard trainee at a minimum security facility. He was left on his own among the inmates to watch the transfer of inmates from the chow line to back to their cells. They all knew he was very inexperienced. He happened to be standing in area that had little camera coverage. The inmates jumped him and took his pepper spray. They immediately de-pants him and sprayed the pepper spray on his private parts and directly up his rectum.
He has been off work for two weeks and has no intent to return to work. He has filed a psyche claim and is severely traumatized. He feels like he was raped even though it was with pepper spray!
Submitted By: j lo on January 24, 2012
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A guy was cheating on his wife and bought a dozen long stem red roses for his mistress, which he was delivering to her in his car. He stopped at a coffee shop for a coffee, with the roses in the front seat of his Mercedes with a personalized license plate. His wife saw his car and pulled in to park next to him. She used her key to click open the car, intending to look for something she had left in the glove box. She saw the roses and a card that had another woman’s name on it. She then took the roses into the coffee shop and began hitting her husband over the head with them. In her fury, she also hit a young man, who had to seek medical treatment for scratches on his face. He submitted his claim to the coffee shop, which the insurer paid without question.
Submitted By: Nokaoi on January 20, 2012
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While quoting a hotel submission the underwriter questioned a $30K claim under the General Liability loss runs. I went back to the client for the details and this is what I got.
” We originally had a microwave in our pantry and the Mrs. Jane Doe, claimants mother, asked that we heat a hard boiled egg for her daughter. Seeing it as an innocent request, our breakfast host heated the egg and gave it to the guest. She told them that it is hot so be careful. The girl puts here fork in the egg and some of the hot yolk got onto her face. She went to the hospital and we had to settle this claim.
Since then, there is no longer a microwave in the pantry or in the breakfast bar, both have been removed. Only guests can eat foods given at the temperature we serve, if they want it hotter, we cannot accommodate.
Although I feel bad that the daughter was injured, It just gave new meaning to egg on your face.
Submitted By: cmoore1 on January 19, 2012
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