Claimant was watching his neighbor pitch baseball after baseball to his son who was practicing batting. The neighbor had erected a wire fence and netting so that the baseballs would be hit into the fence and netting rather than into the street. While this was going on the Claimant opened the gate to the fence and was hit in the face by a baseball, which he alleged caused him to suffer brain damage. Claimant’s past medical records were obtained by defense counsel. The records showed that Claimant had been told several weeks before the incident that he had early onset of dementia. The defense attorney argued at arbitration that Claimant had purposely opened the fence gate and was trying to blame his dementia on the incident. The arbitrator agreed with this argument and didn’t award Claimant a dime.
Submitted By: SoftKitty on June 18, 2013
Our insured call today to report an auto collision claim. She was driving her Range Rover to school to pick up her children from her weekly car pool and while she was driving she felt something on her leg. She looked down and it was a Huge Hairy Spider. She screamed and started frantically shaking her right leg. She drove her car right in to a Tree! The air bags deployed but she was not out of it from the impact and said she bailed out of the car immediately after the accident as she did not know where the spider was tossed. She was more upset from the spider than the damage to her vehicle.
Guess there is no subrogation against a spider!!!
Submitted By: loser on June 17, 2013
Claimant was on a first date with a man that she met on the Internet. She agreed to go to his house after dinner and they were greeted at the door by her date’s monkey. Apparently, the monkey didn’t like Claimant as much as her date. After being bit on her hand and arm by the monkey, Claimant submitted her medical bills to her date’s homeowner’s insurer and refused a second date.
Submitted By: Insanity on June 13, 2013
We had a group medical claim where two friends were driving home from a bar in Minnesota and kept hearing a strange sound coming from the front of the car. When they got home they opened the hood and there was a stray cat inside. Aparently it had crawled up into the engine to get warm.
When they tried to get the cat out of the engine compartment it bit our insured six times. So he had to go to the ER and get a Rabies shot!!!!!
Submitted By: claims buster on June 12, 2013
We received a group medical insurance claim for a 13 year old boy that was seen at the Emergency Room. He had eaten a mouse whole and his Mom was very concerned. Apparently he did it on a dare for a Youtube video. He wanted to do it without chewing the animal. After consuming the mouse he reported a stomach ache.
His Mom took him directly to the Emergency Room. He had to have an X-ray to see if ”the mouse” was causing any blockage. And then his Mom was also concerned as mice carry so many diseases and could they give him any shots?
My first thought was a possible Psyche consult????
Submitted By: loser on June 10, 2013
Actor Jim Carrey had been fined by the State of New York a total of $72,000.00 for failure to provide workers’ compensation to his art studio for the year 2012. Carrey had explained that it was a clerical error on the part of the state, but they were not buying that explanation. He has been victorious in his fight with the State of NY, and they have advised him that the penalty was rescinded.
In this case Carrey was able to prove that he was not a “Liar, Liar” but the State of NY was “Dumb and Dumber”
Submitted By: Burt on June 6, 2013
Here is an excerpt from a recorded statement taken for a pet insurance claim:
Bella was out one morning a little later than I expected her to be, happily looking up at the sky with a big dark thing in her mouth,” the Owner said. “I caught her red-pawed eating a turtle.”
Bella had, indeed, chomped up a small turtle, shell and all. Unfortunately, a piece of turtle shell had become lodged deep in Bella’s nasal cavity, restricting her breathing for weeks.
X-rays and other tests had missed the small piece of shell and Bella’s quality of life had deteriorated to the point where the owner was considering euthanasia.
“For two nights straight she was gasping for air through her mouth and I really thought I was about to lose Bella,” the owner said.
Doctors finally discovered and removed the piece of shell during surgery and Bella was able to breathe normally. The owner has since made a charm for a necklace out of the piece of turtle shell to remind her of the incident?????
Submitted By: salsadancer on June 3, 2013
We received another funny claim relating to faulty GPS reliance / satellite navigation system. Our insured was nearly got driving in an area they were not familiar with. The road began to steepen and narrow, but still he plugged on. He stated the GPS kept insisting the path was a road. He later explained, so I just trusted it. He only realized how wrong he was when his car bumped up against a thin wire fence just inches from a 100-foot drop. He managed to get out of the car safely, but the car remained balanced on the edge. It took a recovery team nine hours to haul the car away, and our insured was given a court citation for driving without care and attention.
Submitted By: jamminjim63 on May 31, 2013
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