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Dangerous Encounter with a Possum

VN:R_U [1.9.1_1087]
0 (0 votes)

We received a workers’ Compensation claim for a Parks and Recreation worker. He was in a public bathroom in a park when he went to change the toilet paper. What he didn’t know was that a Possum was sleeping up inside the dispenser. Therefore, when he attempted to change the rolls in the darkness of the bathroom he was bitten by the Possum and scratched very badly as the fight ensued. He said he ran out to a fellow worker who helped him and called an ambulance.

He has retained an attorney and filed a lawsuit for his hands, arms, and legs for the scratches and bites. He also had to have a series of rabies shots which are intense. However, he did file a psyche claim as he says he has intense Possum Nightmares!!!!

Poor fella!

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Pesky Garden Gnome

VN:R_U [1.9.1_1087]
+1 (1 vote)

A gardener filed a lawsuit against a homeowner, alleging he was injured when he lost his balance and landed on a garden gnome. The insurer was puzzled about the claim at first. How could a garden gnome cause injury? Its pointy hat pierced the man in his anus. The case was settled.

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Slip-n-Slide

VN:R_U [1.9.1_1087]
+2 (2 votes)

Claimant was telling workers that they should put cones up in a slippery tiled area when her feet went flying out from under her and she slipped! She sustained injury to her back and arm. We paid the claim. Had she continued to walk forward, maybe she wouldn’t have slipped.

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WRONGFUL TERMINATION FOR REPORTING AN EXPOSED CHILD’S PENIS

VN:R_U [1.9.1_1087]
+2 (2 votes)

A former NY area schoolteacher claims she was fired for calling the cops on a student who sexually assaulted her.

The teacher is suing the school district and the principal for her wrongful termination.

She claims a student “accosted” her, touching her legs and backside with his exposed penis as she bent over a microscope back in May. She at said she immediately reported the incident to the principal but claims he did nothing.
She also said she had complained previously about the student but her concerns were ignored.

The Principal at the school reportedly told her that if she wanted to file a report, she could stop by the local police headquarters on her way home instead of calling officers to the school.

But, the teacher said she was worried about the safety of other students and of other teachers, particularly the recently hired “young, attractive” music instructor with whom the student was in class. So she called the cops who said they would respond to the school immediately.

Almost immediately after that, the Principal allegedly told the teacher to leave school grounds and that insinuated job was in jeopardy.

Later that day, the teacher reported the assault to cops, who told her they had been turned away from the school earlier in the day.

The student was arrested the next day and an order of protection was issued barring him from having any contact with his former teacher.

Four days later, the teacher was summoned to the principal’s office and fired. The school district claimed she’d violated their policy barring teachers from calling the police to report a crime on school grounds, but the teacher said she was unaware of any such policy.

The former teacher is asking for her job back, along with back pay, bonuses and benefits and for the school district to pay her legal fees.

Would you want to go back the school and resume your job????

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Bad Driver

VN:R_U [1.9.1_1087]
+1 (1 vote)

Our insured tour boat had 22 injury claims within a few months. Most of the claimants suffered back injuries due to pounding from the fast moving boat. Our adjuster took the same boat cruise and injured his back. It turned out that the drivers hadn’t been trained how to traverse waves. We paid the claims and required re-training before determining whether coverage would be offered again.

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In Pitch Black

VN:R_U [1.9.1_1087]
+1 (1 vote)

We had 3 injured people due to an incident that occurred in a movie theatre. The first claimant tripped and then fell on an attendee, whose large soda was flung into the air, striking a third person on the head. The first claimant claimed a sprained ankle and back pain, the second claimant alleged back pain and the third claimant had a black eye and cut on the cheek. There was some question as to the insured theatre’s liability, but we decided to pay the claim when all claimants reported that the house lights were off and the theatre was pitch black when this happened.

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ROBBERY GONE WRONG BUT CLAIM PAYOUT WAS AVOIDED

VN:R_U [1.9.1_1087]
+3 (3 votes)

We had an insured last Christmas that was in a minor auto accident but she needed her vehicle repaired. So, we paid for a rental car. She spent an entire day shopping and loaded the rental car full of expensive gifts. She had paid for all the gifts to be wrapped at the various stores so she could just come home and put everything under neath the Christmas tree and be done with it. However, she stopped at friend’s house a few blocks away on her way for a quick visit. When she came out her car had been broken into and all the gifts were gone. She immediately filed a police report and called in claim to our office. However, the day after Christmas we received a call from her advising she wanted to withdraw her claim as her gifts were found.

She hesitated to tell me, but her son had a problem with drugs and lived with her. It ended up that her son did not know he had broken into her rental car and had stolen all the gifts. He stayed up late on Christmas Eve and when everyone went to sleep he put all the gifts underneath the tree and claimed the next morning he had purchased them and wrapped them himself. He finally confessed that he just wanted his family to have a good Christmas so he had stolen the gifts not knowing it was his mother’s rental car. CRAZY!!!!

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Viral Christmas Tree

VN:R_U [1.9.1_1087]
+2 (2 votes)

Our insured bought a huge Christmas tree and strapped it on top of his vehicle. This wouldn’t be so bad, but the tree was about 20 feet tall and had the roots attached so that it extended far onto the road in front and back. Our insured’s vision was obstructed. After only a few minutes of driving, he rear ended a truck. Only the tree hit and so there were scratches on the truck with no injuries reported. We paid the claim. What makes this a crazy claim is that a picture of the large tree strapped to the vehicle went viral on social media.

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