I picked up my phone at work and the first thing I heard was, “I just hit a couch on the 101 Freeway.” Our insured was driving a two seater convertible when driving to lunch. She said out of no where there was a couch in the middle of the freeway in her lane. There were cars on both sides of her and she couldn’t do anything but slam on her brakes.
“The couch” not only totalled her car but, flew up into the air and hit another car in the number 2 lane and did serious damage to that sedan as well.
Luckily she did have full comprhensive collision which will cover her damages. Now the other car that was hit second by the couch is subrogating against our policy as they say our insured was the at fault driver for hitting the couch and caused it to fly up in the air and hit their vehicle.
Submitted By: loser on March 7, 2017
Our insured was traveling down a main street and traveling the speed limit which was 40 mph. She did not see a gentleman crossing the road. She hit him and he went airborne across the street and landed in on the edge of lawn of a business. Once all parties stopped and collected their thoughts they not only realized the gentleman was dead from the impact of his head on the concrete. They also realized he had landed on the front lawn of the local mortuary. They still called 911 for an ambulance and the police but the descedant was just taken in by the mortuary and they advised they would handle everything directly with his family. We will of course now pay all policy money due as our insured was at fault.
Submitted By: danielle on March 7, 2017
Our insured’s car was stolen and then used as a getaway car for a robbery. The question was whether our insured knew about and/or was involved in the robbery. Once the robbers were caught, we determined that our insured did know them–they went to high school together. After taking recorded statements from those involved we determined that our insured’s vehicle was stolen and he had no knowledge of the robbery. Our insured had had an affair with a robber’s wife and the robber had stolen his car to get even with him. We paid the car theft claim.
Submitted By: Crazy on March 5, 2017
There’s been quite a few sink holes in the news and so I wasn’t surprised to hear of another one. Claimant called to say he lost his brand new Lexus in a sink hole and asked to be paid its value. I told Claimant that we’d need to arrange a time to examine the sink hole and attempt to tow the car out of it. Claimant said it was impossible, because the sink hole had completely closed up and swallowed the car. I insisted we’d need to go to the location of the sink hole. Claimant hung up and we never heard from him again. The Lexus is still insured under the policy.
Submitted By: SoftKitty on February 21, 2017
Claimant is a Youtube star and was filming a segment where he was going up to stranger’s doors and giving them shocking fake news or funny gags to capture their expressions. When walking on a stranger’s porch for this purpose, part of his gag was jumping up and down on the porch. When he did so, a board broke and he fell, cause a sprained ankle and other injuries. He threatened suit against our insured (the stranger), claiming the porch was unsafe. We were close to paying the claim, but hadn’t been able to reach our insured. When we did, he provided a photograph of the large sign that had been placed on the porch railing: “Warning: porch board is loose. Enter through the back door.” We denied the claim.
Submitted By: Insanity on February 17, 2017
He was a customer who wanted to buy a gun. She was a store manager who balked, finding the man erratic, threatening and potentially dangerous.
Their tense interaction at a Big 5 Sporting Goods store in Downey prompted police to step in, according to a lawsuit.
Delilah Rios claims that after company officials overruled her and released a weapon to the customer, she resigned. In the civil suit filed this week, she alleged wrongful termination and violation of labor laws, among other claims.
“She feared for her safety and felt that money meant more to Big 5 Corporation than public safety or employee safety,” according to the lawsuit. “She felt she could not work at a company where she would be forced to release firearms to people who should not have guns.”
A spokesman for the El Segundo-based company did not respond to a request for comment.
In her suit, Rios said the problem began Jan. 21, 2015, when she assisted a middle-aged man who wanted to purchase a firearm. The customer passed a newly instituted safety test, but stormed into the “restricted area” of the store when she was processing his payment, retrieved his identification and credit card and left, she claims.
Two days later, he returned and said he wanted “any crappy old gun,” selecting a 12-gauge shotgun, the suit says. While filling out a federally required form documenting the sale, he reportedly relied on a friend’s assistance. When Rios told him he was legally required to complete the form alone, the customer became agitated, the lawsuit said. He later accused her of selling him the wrong weapon and returned the next day to select another model, she alleges.
After the mandatory 10-day waiting period elapsed, he came to the store on the night of Feb. 4, 2015, but Rios claims in her suit the store was busy — she was working at the cash register for an employee on break — and that she did not have enough time to release the firearm.
“I paid for it, and you need to give me my [expletive] gun,” he said, according to the lawsuit. He left after she threatened to call police, she said.
Later that evening, she claims in her lawsuit that she found unused ammunition on the floor in the aisle where the man had lingered, but it was not a type sold by Big 5. She said in the court papers that she became concerned the customer was bringing in live ammunition for the exact firearm he wanted to pick up.
She claims she reported the incident to corporate management and, against her opposition, a supervisor’s response was to call the customer and ask him if he brought in the ammunition.
The next day, the man returned and became irate and yelled loudly as she approached, she said in her suit. “You again. I … hate people like you. People like you should not exist,” he said, according to the suit. “I hope you get fired.”
She claims she was afraid and told him that she would not hand over the firearm. She said she offered a refund, but he refused to leave.
Rios alleges two off-site supervisors questioned why she could not just release the gun. Another manager who was on his day off eventually came and, with police present, handed over the gun along with a $25 gift card, according to the lawsuit.
Afterward, Rios claims she reported the incident to human resources and asked to work at a different store. She said her request was denied, and she resigned. She had worked for the company for eight years, according to the suit.
Written by Matt Hamilton LA Times
Submitted By: admin on February 15, 2017
We received a property claim for a Mosque that we insure. A woman broke several windows and then wrapped pieces of bacon on the doors.
This has been determined to be a hate crime and the woman that did was was found and arrested. We will of course be covering all damage to the windows as this was covered on the policy.
Submitted By: laird on February 15, 2017
THE 2016 DARWIN AWARDS
You’ve been waiting for them with baited breath, so without further ado, here are the 2016 Darwin Awards:
In Detroit, a 41-year-old man got stuck and drowned in two feet of water after squeezing head first through an 18-inch-wide sewer grate to retrieve his car keys.
A 49-year-old San Francisco stockbroker, who “totally zoned when he ran”, accidentally jogged off a 100-foot high cliff on his daily run.
While at the beach a 21 year old male, dug an 8 foot hole for protection from the wind and had been sitting in a beach chair at the bottom, when it collapsed, burying him beneath 5 feet of sand. People on the beach used their hands and shovels trying to get him out but could not reach him. It took rescue workers using heavy equipment almost an hour to free him. Jones was pronounced dead at a hospital.
A 24 year old male was killed as he fell through the ceiling of a bicycle shop he was burglarizing. Death was caused when the long flashlight he had placed in his mouth to keep his hands free rammed into the base of his skull as he hit the floor.
A 26 year old male, was killed as he won a bet with friends who said he would not put a revolver loaded with four bullets into his mouth and pull the trigger.
After stepping around a marked police patrol car parked at the front door, a man walked into H&J Leather & Firearms intent on robbing the store. The shop was full of customers and a uniformed officer was standing at the counter. Upon seeing the officer, the would-be robber announced a hold-up and fired a few wild shots from a target pistol.
The officer and a clerk promptly returned fire, and several customers also drew their guns and fired. The robber was pronounced dead at the scene by Paramedics. Crime scene investigators located 47 expended cartridge cases in the shop. The subsequent autopsy revealed 23 gunshot wounds. Ballistics identified rounds from 7 different weapons. No one else was hurt.
A 47 year old male and his wife Bonnie were bored just driving around at 2 A.M. so they lit a quarter stick of dynamite to toss out the window to see what would happen. Apparently they failed to notice that the window was closed.
This dummy had been drinking with several friends when one of them said they knew a person who had bungee-jumped from a local bridge in the middle of traffic. The conversation grew more excited, and at least 10 men trooped along the walkway of the bridge at 4:30 AM. Upon arrival at the midpoint of the bridge, they discovered that no one had brought a bungee rope.This dummy, who had continued drinking, volunteered and pointed out that a coil of lineman’s cable lay nearby. They secured one end around this man’s leg and then tied the other to the bridge. His fall lasted 40 feet before the cable tightened and tore his foot off at the ankle. He miraculously survived his fall into the icy water and was rescued by two nearby fishermen. His foot was never located.
AND THE WINNER IS
Zookeeper who fed his constipated elephant 22 doses of animal laxative and more than a bushel of berries, figs, and prunes before the plugged-up pachyderm finally got relief. Investigators say ill-fated male, 46, was attempting to give the ailing elephant an olive oil enema when the relieved beast unloaded.
The sheer force of the elephant’s unexpected defecation knocked him to the ground where he struck his head on a rock as the elephant continued to evacuate 200 pounds of dung on top of him. It seems to be just one of those freak accidents that proves..poop happens
Submitted By: Burt on February 15, 2017
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