Username:
Password:

Register Forgot password?

Login to Vote!

The Perils of Parking Garages

VN:R_U [1.9.1_1087]
+1 (1 vote)

Claimant had an appointment with an orthopedic doctor to follow up for his fractured leg. He couldn’t find parking in the lot adjacent to the doctor’s office and so he parked in our insured’s two story parking structure across the street. He parked on the bottom floor and after he got on his motorized scooter he realized there was no elevator. There were stairs or he could ride the scooter up a steep ramp. He felt forced to take the ramp even though cars used it. When he was almost at the top, a car turned into him and injured him (now, his arm was fractured too). The car’s no fault insurance is paying for his treatment. We haven’t paid anything yet, but anticipate he might file a premises liability claim. We will deny negligence, because it was his choice to ride up the ramp. He could have driven out of the garage in his car and found a different parking space.

Leave a Comment

Login to Vote!

Drunken Fall Denial

VN:R_U [1.9.1_1087]
+2 (2 votes)

Claimant slipped in a casino and then filed a claim. Videotapes showed that he was intoxicated–even before he came into the casino. We denied the claim. His intoxication was the cause of the fall, not any alleged condition of the floor.

Leave a Comment

Login to Vote!

GAG, OUCH, CAUTION WITH NEW THERMAL CUPS

VN:R_U [1.9.1_1087]
+3 (3 votes)

Our Insured was driving to the mall and had prepared some diet lemonaide to take with her in her new Thermal Cup. It is one of the new Thermal Cups that keeps hot items hot and cold items cold. It can keep ice cubes in the cup for 8 hours. It comes with a skinny metal straw. She was driving along and took a sip out of her Thermal cup and was hit in the middle of an intersection. The skinny metal straw jammed into the back of her throat and was like a weapon. It damaged her larynx and cut into a major artery. She almost died at the scene as it took the paramedics awhile to get there. We do not yet know the extent of her injuries.

So be cautious when drinking and driving with the Thermal cups that have a metal straw.

Leave a Comment

Login to Vote!

Next Time, Move Around

VN:R_U [1.9.1_1087]
+3 (3 votes)

Claimant made a negligence claim with our insured airline, because she was forced to share half of her seat with a large man. She claimed that she developed a blood clot from being cramped for 5 hours in a very small space. She’d asked to be moved, but there were no more seats. She was offered the option to book a later fight, but elected not to do so. In her deposition, she admitted that she only got up twice from her seat for a few minutes. She didn’t move her legs or wear compression socks, even though she had a history of blood clots. Witnesses testified that the man only encroached on about 1 inch of Claimant’s seat. We denied the claim.

Leave a Comment

Login to Vote!

SUICIDE TURNS INTO MURDER

VN:R_U [1.9.1_1087]
+3 (3 votes)

Ripped from the headlines:  A young woman driving on the highway was killed when a 12-year-old boy jumped off of a Virginia overpass and landed on her car in an alleged suicide attempt.

The unidentified jumper fell from above I-66 in Fairfax County around 4:15 p.m. Saturday, striking the driver’s side of the car.  The driver was only 22 years old from Maryland and was pronounced dead at the scene after her boyfriend, in the passenger seat and not injured, took control of the car and steered it to safety.

The boy who jumped is being treated for life-threatening injuries and will now be charged with murder.   Suicide can be a selfish act.  This time it took another life and ruined two families.

Leave a Comment

Login to Vote!

CHILDREN BITTEN BY GRANDMA’S RAT

VN:R_U [1.9.1_1087]
+1 (3 votes)

We received a homeowners claim for medical payments. A grandmother, who is the homeowner, was babysitting a neighbors kids along with her grand kids. She let them have a big slumber party in her basement. She had pet rats in cages that she has had for years. The kids of course got all the rats out and played with them even though they were not supposed to. The lost one of the rats and looked and looked but could not find it. Because they did not want to get in trouble they did not tell anyone the rat was missing. The next morning they all woke up with multiple rat bites. We now have been presented claims for the medical bills. I cannot believe none of the kids that were bitten dd NOT wake up. The doctor is watching their conditions closely as they may have to all get rabies medication.

Leave a Comment

Login to Vote!

Another Fraudulent Claim

VN:R_U [1.9.1_1087]
+3 (3 votes)

Claimant fractured her arm in a fall on stairs. She claimed that the stairs didn’t have the proper tread and that our insured restaurant was negligent. There were no video cameras in the stairwell and so we thought we’d have to pay the claim. Then, she broke up with her boyfriend. He called us and told us that she was taking pictures with her phone when she fell and he provided us with the pictures and a text from her telling the story. We denied the claim and then referred the case to the state fraud department.

Leave a Comment

Login to Vote!

BOSS RAN OVER MY FOOT

VN:R_U [1.9.1_1087]
+3 (3 votes)

I took this recorded statement. “I work along side my boss out in the field everyday. We get along great unless he is fighting with his girlfriend which means there are numerous telephone calls everyday with screaming matches. We install cable lines for Tvs. and telephones for a local company. Three weeks ago he was fighting with his girlfriend and did not realize where I was standing and backed over my left foot. He stopped when he heard me screaming and put it into gear and drove back over it.

I thought it may be broken but I was not sure. I just knew I was in a lot of pain. He profusely apologized to me and then begged me not to report the injury as he was already on probation for multiple infractions. I hobbled around for a few days over the weekend and then he brought me his brother in law’s BOOT from when he had bunion surgery. I wore the BOOT while out on jobs to give me stability. But, my foot pain was out of control and I couldn’t take the risk any longer. I realized my health was more important than my relationship with my boss. At the end of the day I called the district manager and told him what had happened. He was shocked and sent me to the ER right away. My foot required immediate surgery and had to be casted. When I was finally released home my boss called and cussed me out. He was fired for me reporting the injury. I apologized but told him that I thought he was being selfish as I was the one in pain.

I cannot prove it but since this happened my mail box has been runover twice, my car was keyed and my tires were slashed. Just bought a nanny cam to try and catch this jerk playing retaliation.

Will my settlement cover the pain and suffering caused by my boss?”

Leave a Comment

Monthly Contest

Enter to Win Crazy Gift Cards -- Up to $100.00! You would be Crazy not to submit your bizarro claims stories for the chance to win up to $100.00 in gift cards if your story is laugh out loud funniest, cringe-worthiest or craziest. Submit your Crazy claims today -- just make sure not to use any real names of people or companies. You could be a winner!

View Winners